Call reports 2024
BANK OF ROMNEY, THE — 2024
What BANK OF ROMNEY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 363,177,000 | 362,281,000 | 356,819,000 | 351,232,000 |
| Total loans | 264,341,000 | 267,323,000 | 264,130,000 | 263,707,000 |
| Allowance for loan losses | 2,166,000 | 2,442,000 | 2,471,000 | 2,679,000 |
| Securities available for sale | 56,546,000 | 53,963,000 | 54,137,000 | 52,975,000 |
| Securities held to maturity | 248,000 | 244,000 | 239,000 | 234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,591,000 | 275,186,000 | 270,275,000 | 261,865,000 |
| Interest-bearing deposits | 201,932,000 | 202,679,000 | 198,533,000 | 193,437,000 |
| Noninterest-bearing deposits | 72,659,000 | 72,507,000 | 71,742,000 | 68,428,000 |
| Equity capital | 47,497,000 | 49,003,000 | 51,119,000 | 52,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,672,000 | 9,486,000 | 14,362,000 | 19,185,000 |
| Interest expense | 1,322,000 | 2,697,000 | 3,911,000 | 5,171,000 |
| Net interest income | 3,350,000 | 6,789,000 | 10,451,000 | 14,014,000 |
| Noninterest income | 422,000 | 881,000 | 1,345,000 | 1,855,000 |
| Noninterest expense | 2,265,000 | 4,568,000 | 7,046,000 | 9,459,000 |
| Provision for loan losses | 75,000 | 150,000 | 230,000 | 680,000 |
| Pretax income | 1,628,000 | 3,148,000 | 4,721,000 | 5,931,000 |
| Income tax | 362,000 | 699,000 | 1,050,000 | 1,336,000 |
| Net income | 1,266,000 | 2,449,000 | 3,671,000 | 4,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,256,000 | 54,439,000 | 55,303,000 | 54,665,000 |