Call reports 2007
BANK OF ROMNEY, THE — 2007
What BANK OF ROMNEY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 213,052,000 | 211,929,000 | 214,021,000 | 216,795,000 |
| Total loans | 153,670,000 | 153,668,000 | 156,682,000 | 159,956,000 |
| Allowance for loan losses | 1,574,000 | 1,613,000 | 1,622,000 | 1,639,000 |
| Securities available for sale | 34,441,000 | 38,379,000 | 36,165,000 | 36,652,000 |
| Securities held to maturity | 280,000 | 280,000 | 280,000 | 280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,996,000 | 162,255,000 | 163,052,000 | 163,352,000 |
| Interest-bearing deposits | 134,099,000 | 132,104,000 | 134,381,000 | 135,078,000 |
| Noninterest-bearing deposits | 28,898,000 | 30,151,000 | 28,670,000 | 28,274,000 |
| Equity capital | 23,931,000 | 24,487,000 | 25,143,000 | 25,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,465,000 | 7,074,000 | 10,751,000 | 14,469,000 |
| Interest expense | 1,341,000 | 2,734,000 | 4,166,000 | 5,633,000 |
| Net interest income | 2,124,000 | 4,340,000 | 6,585,000 | 8,836,000 |
| Noninterest income | 290,000 | 622,000 | 963,000 | 1,331,000 |
| Noninterest expense | 1,598,000 | 3,202,000 | 4,837,000 | 6,470,000 |
| Provision for loan losses | 32,000 | 55,000 | 91,000 | 102,000 |
| Pretax income | 784,000 | 1,705,000 | 2,620,000 | 3,595,000 |
| Income tax | 249,000 | 555,000 | 849,000 | 1,177,000 |
| Net income | 535,000 | 1,150,000 | 1,771,000 | 2,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,070,000 | 24,692,000 | 25,214,000 | 25,011,000 |
| Total capital | 25,644,000 | 26,305,000 | 26,836,000 | 26,650,000 |
| Risk-weighted assets | 140,899,000 | 140,801,000 | 142,377,000 | 145,886,000 |
Machine access — free, no API key
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