Call reports 2006
BANK OF ROMNEY, THE — 2006
What BANK OF ROMNEY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 205,276,000 | 204,795,000 | 209,492,000 | 209,905,000 |
| Total loans | 149,626,000 | 151,843,000 | 154,857,000 | 155,181,000 |
| Allowance for loan losses | 1,546,000 | 1,616,000 | 1,624,000 | 1,553,000 |
| Securities available for sale | 35,333,000 | 35,644,000 | 34,760,000 | 35,584,000 |
| Securities held to maturity | 280,000 | 280,000 | 280,000 | 280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,668,000 | 157,779,000 | 159,077,000 | 159,122,000 |
| Interest-bearing deposits | 128,692,000 | 129,118,000 | 132,649,000 | 130,093,000 |
| Noninterest-bearing deposits | 29,976,000 | 28,661,000 | 26,428,000 | 29,029,000 |
| Equity capital | 21,944,000 | 22,459,000 | 23,306,000 | 23,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,131,000 | 6,404,000 | 9,829,000 | 13,342,000 |
| Interest expense | 1,002,000 | 2,063,000 | 3,244,000 | 4,513,000 |
| Net interest income | 2,129,000 | 4,341,000 | 6,585,000 | 8,829,000 |
| Noninterest income | 235,000 | 489,000 | 788,000 | 1,110,000 |
| Noninterest expense | 1,439,000 | 2,948,000 | 4,421,000 | 5,972,000 |
| Provision for loan losses | 115,000 | 190,000 | 292,000 | 356,000 |
| Pretax income | 810,000 | 1,692,000 | 2,660,000 | 3,611,000 |
| Income tax | 273,000 | 569,000 | 898,000 | 1,226,000 |
| Net income | 537,000 | 1,123,000 | 1,762,000 | 2,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,330,000 | 22,910,000 | 23,554,000 | 23,427,000 |
| Total capital | 23,876,000 | 24,526,000 | 25,178,000 | 24,980,000 |
| Risk-weighted assets | 135,044,000 | 136,998,000 | 140,366,000 | 140,670,000 |
Machine access — free, no API key
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