Call reports 2005
BANK OF ROMNEY, THE — 2005
What BANK OF ROMNEY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 192,051,000 | 194,200,000 | 199,809,000 | 202,235,000 |
| Total loans | 136,025,000 | 139,850,000 | 144,954,000 | 148,362,000 |
| Allowance for loan losses | 1,493,000 | 1,542,000 | 1,444,000 | 1,494,000 |
| Securities available for sale | 37,295,000 | 37,804,000 | 36,400,000 | 35,647,000 |
| Securities held to maturity | 280,000 | 280,000 | 280,000 | 280,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,319,000 | 150,906,000 | 153,906,000 | 155,532,000 |
| Interest-bearing deposits | 127,032,000 | 123,912,000 | 126,154,000 | 126,511,000 |
| Noninterest-bearing deposits | 24,287,000 | 26,994,000 | 27,752,000 | 29,020,000 |
| Equity capital | 20,694,000 | 21,390,000 | 21,946,000 | 21,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,776,000 | 5,659,000 | 8,687,000 | 11,805,000 |
| Interest expense | 776,000 | 1,627,000 | 2,528,000 | 3,486,000 |
| Net interest income | 2,000,000 | 4,032,000 | 6,159,000 | 8,319,000 |
| Noninterest income | 244,000 | 504,000 | 783,000 | 1,084,000 |
| Noninterest expense | 1,336,000 | 2,701,000 | 4,093,000 | 5,519,000 |
| Provision for loan losses | 105,000 | 195,000 | 300,000 | 420,000 |
| Pretax income | 817,000 | 1,682,000 | 2,591,000 | 3,506,000 |
| Income tax | 273,000 | 567,000 | 875,000 | 1,183,000 |
| Net income | 544,000 | 1,115,000 | 1,716,000 | 2,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,033,000 | 21,635,000 | 22,235,000 | 21,753,000 |
| Total capital | 22,526,000 | 23,177,000 | 23,682,000 | 23,247,000 |
| Risk-weighted assets | 126,209,000 | 128,869,000 | 132,185,000 | 134,319,000 |
Machine access — free, no API key
Every figure shown here about BANK OF ROMNEY, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.