Call reports 2020
BANK OF GRAVETTE — 2020
What BANK OF GRAVETTE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 127,949,000 | 135,999,000 | 133,905,000 | 136,113,000 |
| Total loans | 81,130,000 | 83,424,000 | 97,938,000 | 96,977,000 |
| Allowance for loan losses | 650,000 | 701,000 | 702,000 | 704,000 |
| Securities available for sale | 17,995,000 | 16,207,000 | 10,858,000 | 7,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,013,000 | 117,093,000 | 115,017,000 | 117,426,000 |
| Interest-bearing deposits | 94,689,000 | 96,440,000 | 96,487,000 | 98,403,000 |
| Noninterest-bearing deposits | 14,324,000 | 20,653,000 | 18,530,000 | 19,023,000 |
| Equity capital | 18,425,000 | 18,456,000 | 18,573,000 | 18,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,420,000 | 2,726,000 | 4,038,000 | 5,372,000 |
| Interest expense | 360,000 | 676,000 | 966,000 | 1,212,000 |
| Net interest income | 1,060,000 | 2,050,000 | 3,072,000 | 4,160,000 |
| Noninterest income | 178,000 | 332,000 | 504,000 | 617,000 |
| Noninterest expense | 1,080,000 | 2,147,000 | 3,173,000 | 4,143,000 |
| Provision for loan losses | 60,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | 125,000 | 182,000 | 350,000 | 581,000 |
| Income tax | 34,000 | 49,000 | 93,000 | 136,000 |
| Net income | 91,000 | 133,000 | 257,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,512,000 | 11,606,000 | 11,780,000 | 11,519,000 |