Call reports 2019
BANK OF GRAVETTE — 2019
What BANK OF GRAVETTE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 134,254,000 | 134,485,000 | 135,897,000 | 134,160,000 |
| Total loans | 73,307,000 | 77,623,000 | 74,498,000 | 75,807,000 |
| Allowance for loan losses | 415,000 | 510,000 | 553,000 | 589,000 |
| Securities available for sale | 23,072,000 | 22,793,000 | 27,405,000 | 24,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,111,000 | 116,039,000 | 117,341,000 | 115,442,000 |
| Interest-bearing deposits | 103,002,000 | 104,123,000 | 104,170,000 | 102,778,000 |
| Noninterest-bearing deposits | 13,109,000 | 11,916,000 | 13,171,000 | 12,664,000 |
| Equity capital | 17,878,000 | 17,992,000 | 18,177,000 | 18,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 2,991,000 | 4,601,000 | 6,106,000 |
| Interest expense | 284,000 | 708,000 | 1,126,000 | 1,538,000 |
| Net interest income | 1,140,000 | 2,283,000 | 3,475,000 | 4,568,000 |
| Noninterest income | 183,000 | 370,000 | 562,000 | 750,000 |
| Noninterest expense | 1,080,000 | 2,220,000 | 3,287,000 | 4,319,000 |
| Provision for loan losses | 56,000 | 148,000 | 234,000 | 290,000 |
| Pretax income | 188,000 | 286,000 | 517,000 | 710,000 |
| Income tax | 50,000 | 75,000 | 139,000 | 190,000 |
| Net income | 138,000 | 211,000 | 378,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,845,000 | 10,968,000 | 11,188,000 | 11,381,000 |
| Total capital | 11,260,000 | 11,478,000 | 11,741,000 | 11,970,000 |
| Risk-weighted assets | 77,056,000 | 82,979,000 | 79,381,000 | 83,223,000 |