Call reports 2018
BANK OF GRAVETTE — 2018
What BANK OF GRAVETTE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 117,653,000 | 111,951,000 | 129,743,000 | 128,749,000 |
| Total loans | 75,063,000 | 72,681,000 | 78,183,000 | 72,242,000 |
| Allowance for loan losses | 1,102,000 | 1,457,000 | 228,000 | 361,000 |
| Securities available for sale | 24,723,000 | 10,492,000 | 17,245,000 | 16,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,008,000 | 95,112,000 | 111,861,000 | 110,799,000 |
| Interest-bearing deposits | 87,997,000 | 82,177,000 | 99,321,000 | 98,376,000 |
| Noninterest-bearing deposits | 13,011,000 | 12,935,000 | 12,540,000 | 12,423,000 |
| Equity capital | 16,395,000 | 16,609,000 | 17,532,000 | 17,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,639,000 | 1,303,000 | 2,764,000 |
| Interest expense | 131,000 | 280,000 | 198,000 | 454,000 |
| Net interest income | 1,076,000 | 2,359,000 | 1,105,000 | 2,310,000 |
| Noninterest income | 219,000 | 429,000 | 183,000 | 382,000 |
| Noninterest expense | 1,028,000 | 2,015,000 | 991,000 | 2,159,000 |
| Provision for loan losses | 8,000 | 16,000 | 92,000 | 187,000 |
| Pretax income | 259,000 | 155,000 | 205,000 | 346,000 |
| Income tax | 0 | 0 | 49,000 | 79,000 |
| Net income | 259,000 | 155,000 | 156,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,123,000 | 16,913,000 | 10,468,000 | 10,656,000 |
| Total capital | 18,104,000 | 17,837,000 | 10,696,000 | 11,017,000 |
| Risk-weighted assets | 78,377,000 | 73,416,000 | 80,563,000 | 75,783,000 |