Call reports 2016
BANK OF GRAVETTE — 2016
What BANK OF GRAVETTE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 124,337,000 | 123,043,000 | 113,476,000 | 115,695,000 |
| Total loans | 77,817,000 | 78,943,000 | 78,138,000 | 78,056,000 |
| Allowance for loan losses | 1,383,000 | 1,381,000 | 1,389,000 | 1,392,000 |
| Securities available for sale | 29,701,000 | 27,819,000 | 22,042,000 | 19,708,000 |
| Securities held to maturity | 340,000 | 340,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,041,000 | 105,181,000 | 94,405,000 | 97,390,000 |
| Interest-bearing deposits | 96,282,000 | 94,217,000 | 83,121,000 | 86,615,000 |
| Noninterest-bearing deposits | 10,759,000 | 10,964,000 | 11,284,000 | 10,775,000 |
| Equity capital | 16,750,000 | 16,385,000 | 16,560,000 | 16,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,528,000 | 3,765,000 | 4,964,000 |
| Interest expense | 119,000 | 236,000 | 354,000 | 467,000 |
| Net interest income | 1,126,000 | 2,292,000 | 3,411,000 | 4,497,000 |
| Noninterest income | 211,000 | 409,000 | 599,000 | 813,000 |
| Noninterest expense | 1,072,000 | 2,191,000 | 3,302,000 | 4,415,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 31,000 |
| Pretax income | 258,000 | 523,000 | 739,000 | 920,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 258,000 | 523,000 | 739,000 | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,673,000 | 16,218,000 | 16,435,000 | 16,283,000 |
| Total capital | 17,663,000 | 17,215,000 | 17,429,000 | 17,259,000 |
| Risk-weighted assets | 78,808,000 | 79,337,000 | 79,159,000 | 77,674,000 |