Call reports 2015
BANK OF GRAVETTE — 2015
What BANK OF GRAVETTE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 122,324,000 | 119,483,000 | 121,373,000 | 123,105,000 |
| Total loans | 74,942,000 | 77,087,000 | 75,840,000 | 80,685,000 |
| Allowance for loan losses | 1,181,000 | 1,752,000 | 1,792,000 | 1,399,000 |
| Securities available for sale | 29,261,000 | 27,628,000 | 25,831,000 | 26,172,000 |
| Securities held to maturity | 340,000 | 340,000 | 340,000 | 340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,889,000 | 101,509,000 | 103,035,000 | 105,432,000 |
| Interest-bearing deposits | 93,510,000 | 92,189,000 | 93,217,000 | 95,107,000 |
| Noninterest-bearing deposits | 9,379,000 | 9,320,000 | 9,818,000 | 10,325,000 |
| Equity capital | 17,880,000 | 17,662,000 | 17,920,000 | 17,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,218,000 | 2,489,000 | 3,764,000 | 4,997,000 |
| Interest expense | 133,000 | 263,000 | 394,000 | 522,000 |
| Net interest income | 1,085,000 | 2,226,000 | 3,370,000 | 4,475,000 |
| Noninterest income | 220,000 | 423,000 | 701,000 | 857,000 |
| Noninterest expense | 1,051,000 | 3,706,000 | 4,841,000 | 5,894,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | -269,000 |
| Pretax income | 247,000 | -1,072,000 | -793,000 | -293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 247,000 | -1,072,000 | -793,000 | -293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,927,000 | 17,608,000 | 17,887,000 | 17,337,000 |
| Total capital | 19,950,000 | 18,576,000 | 18,845,000 | 18,353,000 |
| Risk-weighted assets | 81,665,000 | 76,653,000 | 75,839,000 | 80,871,000 |