Call reports 2014
BANK OF GRAVETTE — 2014
What BANK OF GRAVETTE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 124,765,000 | 120,211,000 | 117,275,000 | 117,810,000 |
| Total loans | 76,074,000 | 75,778,000 | 73,698,000 | 74,375,000 |
| Allowance for loan losses | 1,309,000 | 1,282,000 | 1,251,000 | 1,225,000 |
| Securities available for sale | 29,381,000 | 27,701,000 | 27,650,000 | 27,469,000 |
| Securities held to maturity | 240,000 | 340,000 | 340,000 | 340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,367,000 | 101,134,000 | 97,946,000 | 98,568,000 |
| Interest-bearing deposits | 97,838,000 | 91,988,000 | 89,256,000 | 90,109,000 |
| Noninterest-bearing deposits | 8,529,000 | 9,146,000 | 8,690,000 | 8,459,000 |
| Equity capital | 17,212,000 | 17,885,000 | 18,016,000 | 17,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,550,000 | 3,793,000 | 5,043,000 |
| Interest expense | 156,000 | 306,000 | 449,000 | 590,000 |
| Net interest income | 1,118,000 | 2,244,000 | 3,344,000 | 4,453,000 |
| Noninterest income | 204,000 | 615,000 | 819,000 | 1,015,000 |
| Noninterest expense | 1,081,000 | 2,159,000 | 3,238,000 | 4,377,000 |
| Provision for loan losses | 8,000 | 17,000 | 26,000 | 35,000 |
| Pretax income | 232,000 | 659,000 | 875,000 | 1,039,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 659,000 | 875,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,073,000 | 18,500,000 | 18,717,000 | 18,680,000 |
| Total capital | 18,998,000 | 19,425,000 | 19,585,000 | 19,560,000 |
| Risk-weighted assets | 73,607,000 | 73,682,000 | 69,082,000 | 70,023,000 |