Call reports 2013
BANK OF GRAVETTE — 2013
What BANK OF GRAVETTE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 131,766,000 | 128,121,000 | 124,581,000 | 124,619,000 |
| Total loans | 74,770,000 | 77,630,000 | 76,747,000 | 78,243,000 |
| Allowance for loan losses | 1,506,000 | 1,377,000 | 1,350,000 | 1,307,000 |
| Securities available for sale | 39,269,000 | 35,006,000 | 32,411,000 | 30,121,000 |
| Securities held to maturity | 240,000 | 240,000 | 240,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,883,000 | 108,382,000 | 106,377,000 | 104,242,000 |
| Interest-bearing deposits | 105,666,000 | 99,576,000 | 97,629,000 | 96,617,000 |
| Noninterest-bearing deposits | 8,217,000 | 8,806,000 | 8,748,000 | 7,625,000 |
| Equity capital | 15,670,000 | 15,373,000 | 15,877,000 | 16,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,521,000 | 3,809,000 | 5,140,000 |
| Interest expense | 254,000 | 467,000 | 660,000 | 828,000 |
| Net interest income | 1,002,000 | 2,054,000 | 3,149,000 | 4,312,000 |
| Noninterest income | 254,000 | 511,000 | 779,000 | 1,048,000 |
| Noninterest expense | 1,167,000 | 2,352,000 | 3,506,000 | 4,843,000 |
| Provision for loan losses | 65,000 | 74,000 | 83,000 | 93,000 |
| Pretax income | 24,000 | 139,000 | 338,000 | 366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 139,000 | 338,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,648,000 | 17,765,000 | 17,964,000 | 17,841,000 |
| Total capital | 18,612,000 | 18,752,000 | 18,912,000 | 18,800,000 |
| Risk-weighted assets | 76,577,000 | 78,603,000 | 75,477,000 | 76,350,000 |