Call reports 2012
BANK OF GRAVETTE — 2012
What BANK OF GRAVETTE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 140,483,000 | 138,862,000 | 139,587,000 | 140,471,000 |
| Total loans | 77,790,000 | 76,457,000 | 75,249,000 | 75,301,000 |
| Allowance for loan losses | 1,495,000 | 1,497,000 | 1,458,000 | 1,506,000 |
| Securities available for sale | 43,421,000 | 43,388,000 | 48,854,000 | 45,151,000 |
| Securities held to maturity | 0 | 0 | 240,000 | 240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,421,000 | 120,760,000 | 121,272,000 | 122,349,000 |
| Interest-bearing deposits | 114,670,000 | 112,760,000 | 113,122,000 | 115,061,000 |
| Noninterest-bearing deposits | 7,751,000 | 8,000,000 | 8,150,000 | 7,288,000 |
| Equity capital | 16,035,000 | 16,026,000 | 16,249,000 | 15,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,536,000 | 3,010,000 | 4,433,000 | 5,809,000 |
| Interest expense | 327,000 | 630,000 | 912,000 | 1,180,000 |
| Net interest income | 1,209,000 | 2,380,000 | 3,521,000 | 4,629,000 |
| Noninterest income | 153,000 | 323,000 | 540,000 | 835,000 |
| Noninterest expense | 1,196,000 | 2,419,000 | 3,603,000 | 5,031,000 |
| Provision for loan losses | 9,000 | 18,000 | 28,000 | 38,000 |
| Pretax income | 157,000 | 320,000 | 595,000 | 560,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 157,000 | 320,000 | 595,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,522,000 | 17,685,000 | 17,960,000 | 17,625,000 |
| Total capital | 18,554,000 | 18,691,000 | 18,943,000 | 18,613,000 |
| Risk-weighted assets | 82,069,000 | 80,015,000 | 78,142,000 | 78,545,000 |