Call reports 2011
BANK OF GRAVETTE — 2011
What BANK OF GRAVETTE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 146,629,000 | 146,751,000 | 143,319,000 | 141,937,000 |
| Total loans | 83,401,000 | 80,472,000 | 79,414,000 | 78,091,000 |
| Allowance for loan losses | 2,629,000 | 1,878,000 | 1,876,000 | 1,470,000 |
| Securities available for sale | 36,130,000 | 42,464,000 | 44,658,000 | 44,878,000 |
| Securities held to maturity | 0 | 564,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,081,000 | 124,131,000 | 123,076,000 | 123,871,000 |
| Interest-bearing deposits | 116,486,000 | 117,006,000 | 115,785,000 | 116,933,000 |
| Noninterest-bearing deposits | 7,595,000 | 7,125,000 | 7,291,000 | 6,938,000 |
| Equity capital | 16,720,000 | 16,747,000 | 16,927,000 | 15,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,685,000 | 3,357,000 | 5,054,000 | 6,661,000 |
| Interest expense | 502,000 | 1,003,000 | 1,436,000 | 1,799,000 |
| Net interest income | 1,183,000 | 2,354,000 | 3,618,000 | 4,862,000 |
| Noninterest income | 279,000 | 470,000 | 626,000 | 839,000 |
| Noninterest expense | 1,264,000 | 2,560,000 | 3,787,000 | 4,885,000 |
| Provision for loan losses | 10,000 | 188,000 | 239,000 | 354,000 |
| Pretax income | 188,000 | 77,000 | 220,000 | 599,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 77,000 | 220,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,194,000 | 17,084,000 | 17,225,000 | 17,365,000 |
| Total capital | 18,338,000 | 18,184,000 | 18,291,000 | 18,406,000 |
| Risk-weighted assets | 90,052,000 | 87,209,000 | 84,498,000 | 82,848,000 |