Call reports 2010
BANK OF GRAVETTE — 2010
What BANK OF GRAVETTE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 144,933,000 | 144,240,000 | 139,541,000 | 139,756,000 |
| Total loans | 94,875,000 | 92,830,000 | 90,311,000 | 87,614,000 |
| Allowance for loan losses | 2,407,000 | 2,446,000 | 2,459,000 | 2,721,000 |
| Securities available for sale | 31,895,000 | 29,882,000 | 28,563,000 | 29,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,452,000 | 121,493,000 | 116,568,000 | 117,293,000 |
| Interest-bearing deposits | 114,746,000 | 113,548,000 | 109,312,000 | 110,454,000 |
| Noninterest-bearing deposits | 7,706,000 | 7,945,000 | 7,256,000 | 6,839,000 |
| Equity capital | 16,733,000 | 16,967,000 | 17,226,000 | 16,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,019,000 | 3,930,000 | 5,713,000 | 7,494,000 |
| Interest expense | 578,000 | 1,103,000 | 1,617,000 | 2,126,000 |
| Net interest income | 1,441,000 | 2,827,000 | 4,096,000 | 5,368,000 |
| Noninterest income | 269,000 | 503,000 | 789,000 | 945,000 |
| Noninterest expense | 1,265,000 | 2,489,000 | 3,714,000 | 5,067,000 |
| Provision for loan losses | 155,000 | 267,000 | 281,000 | 803,000 |
| Pretax income | 290,000 | 574,000 | 890,000 | 446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 574,000 | 890,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,850,000 | 17,135,000 | 17,449,000 | 17,006,000 |
| Total capital | 18,103,000 | 18,369,000 | 18,641,000 | 18,179,000 |
| Risk-weighted assets | 99,092,000 | 97,540,000 | 94,129,000 | 92,265,000 |