Call reports 2009
BANK OF GRAVETTE — 2009
What BANK OF GRAVETTE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 178,039,000 | 170,655,000 | 169,276,000 | 160,328,000 |
| Total loans | 112,075,000 | 108,532,000 | 106,488,000 | 102,022,000 |
| Allowance for loan losses | 1,855,000 | 2,082,000 | 3,509,000 | 2,420,000 |
| Securities available for sale | 18,936,000 | 20,016,000 | 36,775,000 | 33,709,000 |
| Securities held to maturity | 17,099,000 | 16,680,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,148,000 | 143,564,000 | 144,535,000 | 138,111,000 |
| Interest-bearing deposits | 137,002,000 | 135,627,000 | 137,136,000 | 129,847,000 |
| Noninterest-bearing deposits | 7,146,000 | 7,937,000 | 7,399,000 | 8,264,000 |
| Equity capital | 21,593,000 | 21,151,000 | 18,968,000 | 16,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,201,000 | 4,484,000 | 6,635,000 | 8,696,000 |
| Interest expense | 1,085,000 | 1,999,000 | 2,868,000 | 3,564,000 |
| Net interest income | 1,116,000 | 2,485,000 | 3,767,000 | 5,132,000 |
| Noninterest income | 232,000 | 429,000 | 404,000 | -787,000 |
| Noninterest expense | 1,377,000 | 2,680,000 | 4,041,000 | 5,286,000 |
| Provision for loan losses | 584,000 | 1,110,000 | 3,278,000 | 4,913,000 |
| Pretax income | -602,000 | -878,000 | -3,179,000 | -5,845,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -602,000 | -878,000 | -3,179,000 | -5,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,803,000 | 21,528,000 | 19,227,000 | 16,560,000 |
| Total capital | 23,315,000 | 22,975,000 | 20,658,000 | 17,928,000 |
| Risk-weighted assets | 120,597,000 | 117,325,000 | 112,530,000 | 108,419,000 |