Call reports 2008
BANK OF GRAVETTE — 2008
What BANK OF GRAVETTE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 202,544,000 | 189,873,000 | 181,175,000 | 176,091,000 |
| Total loans | 127,916,000 | 130,459,000 | 121,976,000 | 120,041,000 |
| Allowance for loan losses | 1,777,000 | 1,708,000 | 994,000 | 3,016,000 |
| Securities available for sale | 20,433,000 | 18,146,000 | 17,954,000 | 12,177,000 |
| Securities held to maturity | 19,395,000 | 23,208,000 | 22,404,000 | 21,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,817,000 | 153,159,000 | 145,053,000 | 141,923,000 |
| Interest-bearing deposits | 152,377,000 | 145,140,000 | 136,825,000 | 134,881,000 |
| Noninterest-bearing deposits | 9,440,000 | 8,019,000 | 8,228,000 | 7,042,000 |
| Equity capital | 23,272,000 | 23,618,000 | 23,722,000 | 21,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,231,000 | 6,199,000 | 8,988,000 | 11,450,000 |
| Interest expense | 1,692,000 | 3,128,000 | 4,390,000 | 5,562,000 |
| Net interest income | 1,539,000 | 3,071,000 | 4,598,000 | 5,888,000 |
| Noninterest income | 227,000 | 489,000 | 676,000 | 1,128,000 |
| Noninterest expense | 1,274,000 | 2,482,000 | 3,870,000 | 5,124,000 |
| Provision for loan losses | 348,000 | 461,000 | 613,000 | 3,081,000 |
| Pretax income | 144,000 | 617,000 | 776,000 | -1,140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 617,000 | 776,000 | -1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,054,000 | 23,527,000 | 23,686,000 | 22,406,000 |
| Total capital | 24,775,000 | 25,212,000 | 24,680,000 | 23,976,000 |
| Risk-weighted assets | 137,626,000 | 134,776,000 | 126,130,000 | 124,150,000 |