Call reports 2019
ALTABANK — 2019
What ALTABANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,270,758,000 | 2,310,849,000 | 2,443,817,000 | 2,406,298,000 |
| Total loans | 1,684,073,000 | 1,691,030,000 | 1,694,701,000 | 1,699,587,000 |
| Allowance for loan losses | 25,923,000 | 28,039,000 | 30,471,000 | 31,426,000 |
| Securities available for sale | 347,123,000 | 334,762,000 | 319,857,000 | 405,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,954,513,000 | 1,985,201,000 | 2,105,683,000 | 2,061,262,000 |
| Interest-bearing deposits | 1,298,647,000 | 1,278,065,000 | 1,328,642,000 | 1,341,852,000 |
| Noninterest-bearing deposits | 655,866,000 | 707,136,000 | 777,041,000 | 719,410,000 |
| Equity capital | 297,734,000 | 309,228,000 | 318,347,000 | 327,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 29,152,000 | 59,202,000 | 89,683,000 | 119,049,000 |
| Interest expense | 2,246,000 | 4,582,000 | 6,874,000 | 9,144,000 |
| Net interest income | 26,906,000 | 54,620,000 | 82,809,000 | 109,905,000 |
| Noninterest income | 3,539,000 | 7,401,000 | 12,157,000 | 16,203,000 |
| Noninterest expense | 15,220,000 | 29,837,000 | 45,845,000 | 60,394,000 |
| Provision for loan losses | 1,550,000 | 3,700,000 | 5,800,000 | 7,000,000 |
| Pretax income | 13,675,000 | 28,484,000 | 43,321,000 | 58,710,000 |
| Income tax | 3,249,000 | 6,810,000 | 10,249,000 | 13,711,000 |
| Net income | 10,426,000 | 21,674,000 | 33,072,000 | 44,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 270,417,000 | 279,772,000 | 288,255,000 | 297,108,000 |
| Total capital | 292,428,000 | 301,999,000 | 310,364,000 | 319,233,000 |
| Risk-weighted assets | 1,756,087,000 | 1,771,482,000 | 1,759,512,000 | 1,759,805,000 |