Call reports 2018
ALTABANK — 2018
What ALTABANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,163,274,000 | 2,160,815,000 | 2,211,181,000 | 2,183,774,000 |
| Total loans | 1,698,148,000 | 1,703,017,000 | 1,726,870,000 | 1,689,169,000 |
| Allowance for loan losses | 20,731,000 | 22,308,000 | 23,309,000 | 25,245,000 |
| Securities available for sale | 249,534,000 | 236,699,000 | 255,021,000 | 280,964,000 |
| Securities held to maturity | 73,888,000 | 67,922,000 | 67,148,000 | 65,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,809,708,000 | 1,785,315,000 | 1,875,218,000 | 1,880,341,000 |
| Interest-bearing deposits | 1,145,270,000 | 1,138,829,000 | 1,198,838,000 | 1,242,237,000 |
| Noninterest-bearing deposits | 664,438,000 | 646,486,000 | 676,380,000 | 638,104,000 |
| Equity capital | 260,598,000 | 268,471,000 | 276,451,000 | 287,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 27,438,000 | 56,194,000 | 85,294,000 | 115,352,000 |
| Interest expense | 1,495,000 | 3,273,000 | 5,194,000 | 7,179,000 |
| Net interest income | 25,943,000 | 52,921,000 | 80,100,000 | 108,173,000 |
| Noninterest income | 4,439,000 | 8,045,000 | 11,954,000 | 15,666,000 |
| Noninterest expense | 16,573,000 | 31,617,000 | 46,802,000 | 61,586,000 |
| Provision for loan losses | 2,050,000 | 3,525,000 | 5,450,000 | 8,625,000 |
| Pretax income | 11,759,000 | 25,824,000 | 39,802,000 | 53,628,000 |
| Income tax | 2,609,000 | 5,967,000 | 9,307,000 | 12,319,000 |
| Net income | 9,150,000 | 19,857,000 | 30,495,000 | 41,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 234,799,000 | 243,541,000 | 252,605,000 | 261,703,000 |
| Total capital | 256,680,000 | 265,610,000 | 275,103,000 | 283,654,000 |
| Risk-weighted assets | 1,766,888,000 | 1,764,498,000 | 1,798,137,000 | 1,751,851,000 |