Call reports 2016
ALTABANK — 2016
What ALTABANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,519,553,000 | 1,546,804,000 | 1,617,175,000 | 1,629,808,000 |
| Total loans | 1,083,269,000 | 1,107,743,000 | 1,120,576,000 | 1,140,703,000 |
| Allowance for loan losses | 15,723,000 | 16,152,000 | 16,181,000 | 16,715,000 |
| Securities available for sale | 279,832,000 | 254,050,000 | 291,238,000 | 301,103,000 |
| Securities held to maturity | 62,040,000 | 59,205,000 | 59,239,000 | 73,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,327,279,000 | 1,349,514,000 | 1,415,120,000 | 1,426,745,000 |
| Interest-bearing deposits | 916,468,000 | 916,368,000 | 948,202,000 | 981,974,000 |
| Noninterest-bearing deposits | 410,811,000 | 433,146,000 | 466,918,000 | 444,771,000 |
| Equity capital | 178,051,000 | 183,111,000 | 187,947,000 | 192,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,359,000 | 35,171,000 | 53,434,000 | 72,381,000 |
| Interest expense | 754,000 | 1,462,000 | 2,173,000 | 2,885,000 |
| Net interest income | 16,605,000 | 33,709,000 | 51,261,000 | 69,496,000 |
| Noninterest income | 3,745,000 | 8,156,000 | 12,572,000 | 17,081,000 |
| Noninterest expense | 11,650,000 | 23,612,000 | 35,264,000 | 47,670,000 |
| Provision for loan losses | 200,000 | 425,000 | 750,000 | 900,000 |
| Pretax income | 8,500,000 | 17,828,000 | 27,819,000 | 37,916,000 |
| Income tax | 3,026,000 | 6,565,000 | 10,187,000 | 13,896,000 |
| Net income | 5,474,000 | 11,263,000 | 17,632,000 | 24,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,852,000 | 181,537,000 | 186,819,000 | 193,277,000 |
| Total capital | 191,970,000 | 196,411,000 | 201,841,000 | 208,526,000 |
| Risk-weighted assets | 1,194,552,000 | 1,174,700,000 | 1,185,190,000 | 1,203,864,000 |