Call reports 2015
ALTABANK — 2015
What ALTABANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,113,725,000 | 1,149,046,000 | 1,518,001,000 | 1,520,117,000 |
| Total loans | 777,214,000 | 798,053,000 | 1,003,371,000 | 1,065,922,000 |
| Allowance for loan losses | 14,321,000 | 14,436,000 | 15,527,000 | 15,557,000 |
| Securities available for sale | 223,293,000 | 203,749,000 | 280,854,000 | 297,940,000 |
| Securities held to maturity | 31,820,000 | 30,085,000 | 47,060,000 | 63,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 974,559,000 | 1,007,221,000 | 1,335,133,000 | 1,311,244,000 |
| Interest-bearing deposits | 673,967,000 | 675,793,000 | 904,021,000 | 900,677,000 |
| Noninterest-bearing deposits | 300,592,000 | 331,428,000 | 431,112,000 | 410,567,000 |
| Equity capital | 130,311,000 | 133,209,000 | 169,938,000 | 172,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,169,000 | 24,621,000 | 47,320,000 | 64,411,000 |
| Interest expense | 670,000 | 1,333,000 | 2,230,000 | 2,961,000 |
| Net interest income | 11,499,000 | 23,288,000 | 45,090,000 | 61,450,000 |
| Noninterest income | 3,496,000 | 6,903,000 | 12,224,000 | 15,915,000 |
| Noninterest expense | 8,532,000 | 17,225,000 | 33,468,000 | 45,933,000 |
| Provision for loan losses | 50,000 | 300,000 | 800,000 | 1,000,000 |
| Pretax income | 6,413,000 | 12,666,000 | 23,055,000 | 30,451,000 |
| Income tax | 2,207,000 | 4,379,000 | 7,982,000 | 10,478,000 |
| Net income | 4,206,000 | 8,287,000 | 15,073,000 | 19,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,186,000 | 132,661,000 | 168,501,000 | 172,480,000 |
| Total capital | 139,993,000 | 143,719,000 | 182,602,000 | 187,326,000 |
| Risk-weighted assets | 848,811,000 | 868,696,000 | 1,113,593,000 | 1,172,447,000 |