Call reports 2012
ALTABANK — 2012
What ALTABANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 907,005,000 | 911,230,000 | 942,289,000 | 991,420,000 |
| Total loans | 613,265,000 | 615,577,000 | 621,055,000 | 606,630,000 |
| Allowance for loan losses | 15,206,000 | 14,852,000 | 15,063,000 | 13,705,000 |
| Securities available for sale | 185,545,000 | 209,056,000 | 219,435,000 | 238,219,000 |
| Securities held to maturity | 15,254,000 | 15,155,000 | 21,104,000 | 23,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 794,069,000 | 796,335,000 | 817,876,000 | 870,737,000 |
| Interest-bearing deposits | 603,368,000 | 603,755,000 | 610,644,000 | 634,724,000 |
| Noninterest-bearing deposits | 190,701,000 | 192,580,000 | 207,232,000 | 236,013,000 |
| Equity capital | 107,552,000 | 109,884,000 | 113,367,000 | 114,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,541,000 | 20,921,000 | 31,544,000 | 42,010,000 |
| Interest expense | 963,000 | 1,876,000 | 2,776,000 | 3,629,000 |
| Net interest income | 9,578,000 | 19,045,000 | 28,768,000 | 38,381,000 |
| Noninterest income | 2,750,000 | 5,355,000 | 8,376,000 | 11,568,000 |
| Noninterest expense | 7,371,000 | 14,728,000 | 22,376,000 | 31,358,000 |
| Provision for loan losses | 1,400,000 | 2,700,000 | 3,600,000 | 4,700,000 |
| Pretax income | 3,604,000 | 7,035,000 | 11,231,000 | 13,954,000 |
| Income tax | 1,214,000 | 2,348,000 | 3,764,000 | 4,670,000 |
| Net income | 2,390,000 | 4,687,000 | 7,467,000 | 9,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,052,000 | 108,395,000 | 111,220,000 | 111,692,000 |
| Total capital | 114,386,000 | 116,819,000 | 119,675,000 | 119,963,000 |
| Risk-weighted assets | 659,716,000 | 667,321,000 | 669,614,000 | 656,037,000 |