Call reports 2025
FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE — 2025
What FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 86,802,000 | 85,028,000 | 82,699,000 | 83,282,000 |
| Total loans | 57,391,000 | 54,475,000 | 53,607,000 | 53,726,000 |
| Allowance for loan losses | 1,385,000 | 1,021,000 | 780,000 | 750,000 |
| Securities available for sale | 16,191,000 | 16,194,000 | 16,515,000 | 16,408,000 |
| Securities held to maturity | 2,434,000 | 2,433,000 | 2,431,000 | 2,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,751,000 | 78,727,000 | 75,951,000 | 76,500,000 |
| Interest-bearing deposits | 67,596,000 | 64,900,000 | 63,157,000 | 62,797,000 |
| Noninterest-bearing deposits | 13,155,000 | 13,827,000 | 12,794,000 | 13,703,000 |
| Equity capital | 5,853,000 | 5,910,000 | 6,392,000 | 6,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,930,000 | 2,890,000 | 3,831,000 |
| Interest expense | 211,000 | 400,000 | 577,000 | 753,000 |
| Net interest income | 749,000 | 1,530,000 | 2,313,000 | 3,078,000 |
| Noninterest income | 89,000 | 477,000 | 557,000 | 594,000 |
| Noninterest expense | 781,000 | 1,649,000 | 2,428,000 | 3,217,000 |
| Provision for loan losses | 15,000 | 331,000 | 260,000 | 241,000 |
| Pretax income | 42,000 | 33,000 | 182,000 | 218,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 36,000 | 21,000 | 164,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,728,000 | 7,713,000 | 7,856,000 | 7,864,000 |
| Total capital | — | 8,415,000 | 8,549,000 | 8,563,000 |
| Risk-weighted assets | — | 55,822,000 | 55,375,000 | 55,891,000 |