Call reports 2024
FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE — 2024
What FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 91,185,000 | 90,787,000 | 88,096,000 | 83,206,000 |
| Total loans | 59,993,000 | 59,190,000 | 58,291,000 | 58,354,000 |
| Allowance for loan losses | 929,000 | 918,000 | 1,144,000 | 1,563,000 |
| Securities available for sale | 16,251,000 | 16,194,000 | 17,126,000 | 15,772,000 |
| Securities held to maturity | 2,693,000 | 2,691,000 | 2,439,000 | 2,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,081,000 | 84,556,000 | 81,462,000 | 77,381,000 |
| Interest-bearing deposits | 72,684,000 | 71,582,000 | 68,112,000 | 65,294,000 |
| Noninterest-bearing deposits | 12,397,000 | 12,974,000 | 13,350,000 | 12,087,000 |
| Equity capital | 5,874,000 | 5,948,000 | 6,408,000 | 5,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,026,000 | 2,081,000 | 3,143,000 | 4,147,000 |
| Interest expense | 284,000 | 570,000 | 823,000 | 1,043,000 |
| Net interest income | 742,000 | 1,511,000 | 2,320,000 | 3,104,000 |
| Noninterest income | 101,000 | 184,000 | 313,000 | 416,000 |
| Noninterest expense | 833,000 | 1,605,000 | 2,381,000 | 3,111,000 |
| Provision for loan losses | 15,000 | 40,000 | 280,000 | 720,000 |
| Pretax income | -5,000 | 38,000 | -28,000 | -313,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | -5,000 | 38,000 | -28,000 | -328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,015,000 | 8,057,000 | 7,991,000 | 7,652,000 |