Call reports 2021
FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE — 2021
What FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,696,000 | 92,032,000 | 88,872,000 | 84,558,000 |
| Total loans | 51,070,000 | 51,492,000 | 50,670,000 | 52,364,000 |
| Allowance for loan losses | 558,000 | 559,000 | 560,000 | 563,000 |
| Securities available for sale | 22,051,000 | 24,484,000 | 21,407,000 | 23,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,169,000 | 81,327,000 | 80,438,000 | 76,471,000 |
| Interest-bearing deposits | 63,058,000 | 63,443,000 | 63,940,000 | 59,878,000 |
| Noninterest-bearing deposits | 16,111,000 | 17,884,000 | 16,498,000 | 16,593,000 |
| Equity capital | 7,401,000 | 7,609,000 | 7,760,000 | 7,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,512,000 | 2,309,000 | 3,102,000 |
| Interest expense | 65,000 | 124,000 | 171,000 | 220,000 |
| Net interest income | 664,000 | 1,388,000 | 2,138,000 | 2,882,000 |
| Noninterest income | 153,000 | 288,000 | 381,000 | 519,000 |
| Noninterest expense | 624,000 | 1,290,000 | 1,999,000 | 2,695,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 413,000 | 623,000 | 809,000 |
| Income tax | 9,000 | 66,000 | 103,000 | 89,000 |
| Net income | 184,000 | 347,000 | 520,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,401,000 | 7,536,000 | 7,709,000 | 7,882,000 |