Call reports 2020
FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE — 2020
What FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 77,621,000 | 83,634,000 | 84,607,000 | 83,525,000 |
| Total loans | 50,200,000 | 51,694,000 | 51,573,000 | 50,652,000 |
| Allowance for loan losses | 511,000 | 576,000 | 557,000 | 558,000 |
| Securities available for sale | 13,839,000 | 14,758,000 | 14,607,000 | 20,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,163,000 | 74,137,000 | 74,504,000 | 73,834,000 |
| Interest-bearing deposits | 56,208,000 | 58,326,000 | 59,753,000 | 58,900,000 |
| Noninterest-bearing deposits | 12,955,000 | 15,811,000 | 14,751,000 | 14,934,000 |
| Equity capital | 6,979,000 | 7,286,000 | 7,347,000 | 7,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,583,000 | 2,364,000 | 3,106,000 |
| Interest expense | 119,000 | 226,000 | 316,000 | 397,000 |
| Net interest income | 681,000 | 1,357,000 | 2,048,000 | 2,709,000 |
| Noninterest income | 76,000 | 197,000 | 236,000 | 318,000 |
| Noninterest expense | 631,000 | 1,249,000 | 1,866,000 | 2,537,000 |
| Provision for loan losses | 63,000 | 128,000 | 133,000 | 133,000 |
| Pretax income | 63,000 | 177,000 | 286,000 | 358,000 |
| Income tax | 4,000 | 17,000 | 32,000 | 35,000 |
| Net income | 59,000 | 160,000 | 254,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,008,000 | 6,882,000 | 6,918,000 | 7,217,000 |
| Total capital | 7,524,000 | — | — | — |
| Risk-weighted assets | 59,762,000 | — | — | — |