Call reports 2019
FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE — 2019
What FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 80,772,000 | 80,411,000 | 79,165,000 | 77,255,000 |
| Total loans | 48,273,000 | 49,730,000 | 49,975,000 | 50,656,000 |
| Allowance for loan losses | 530,000 | 438,000 | 459,000 | 447,000 |
| Securities available for sale | 17,969,000 | 16,720,000 | 14,867,000 | 13,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,487,000 | 71,793,000 | 70,306,000 | 68,775,000 |
| Interest-bearing deposits | 60,685,000 | 59,389,000 | 56,647,000 | 56,521,000 |
| Noninterest-bearing deposits | 11,802,000 | 12,404,000 | 13,659,000 | 12,254,000 |
| Equity capital | 6,704,000 | 6,888,000 | 6,991,000 | 6,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,564,000 | 2,373,000 | 3,116,000 |
| Interest expense | 134,000 | 272,000 | 409,000 | 541,000 |
| Net interest income | 645,000 | 1,292,000 | 1,964,000 | 2,575,000 |
| Noninterest income | 38,000 | 99,000 | 192,000 | 246,000 |
| Noninterest expense | 682,000 | 1,353,000 | 2,055,000 | 2,660,000 |
| Provision for loan losses | 132,000 | 159,000 | 179,000 | 194,000 |
| Pretax income | -131,000 | -101,000 | -42,000 | 10,000 |
| Income tax | 6,000 | -26,000 | -8,000 | 2,000 |
| Net income | -137,000 | -75,000 | -34,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,880,000 | 6,904,000 | 6,945,000 | 6,948,000 |
| Total capital | 7,287,000 | 7,347,000 | 7,409,000 | 7,400,000 |
| Risk-weighted assets | 32,490,000 | 55,873,000 | 55,782,000 | 55,741,000 |