Call reports 2016
FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE — 2016
What FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,108,000 | 75,399,000 | 72,831,000 | 72,570,000 |
| Total loans | 38,831,000 | 40,881,000 | 41,864,000 | 43,081,000 |
| Allowance for loan losses | 447,000 | 464,000 | 480,000 | 474,000 |
| Securities available for sale | 24,680,000 | 21,840,000 | 21,735,000 | 21,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,399,000 | 65,801,000 | 63,706,000 | 63,841,000 |
| Interest-bearing deposits | 55,467,000 | 55,310,000 | 54,057,000 | 53,795,000 |
| Noninterest-bearing deposits | 10,932,000 | 10,491,000 | 9,649,000 | 10,046,000 |
| Equity capital | 6,710,000 | 6,817,000 | 6,822,000 | 6,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,328,000 | 2,033,000 | 2,708,000 |
| Interest expense | 58,000 | 115,000 | 174,000 | 237,000 |
| Net interest income | 620,000 | 1,213,000 | 1,859,000 | 2,471,000 |
| Noninterest income | 99,000 | 198,000 | 199,000 | 272,000 |
| Noninterest expense | 634,000 | 1,246,000 | 1,872,000 | 2,509,000 |
| Provision for loan losses | 60,000 | 75,000 | 90,000 | 96,000 |
| Pretax income | 63,000 | 137,000 | 178,000 | 264,000 |
| Income tax | 12,000 | 22,000 | 25,000 | 48,000 |
| Net income | 51,000 | 115,000 | 153,000 | 216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,710,000 | 6,682,000 | 6,720,000 | 6,636,000 |
| Total capital | 7,148,000 | 7,155,000 | 7,220,000 | 7,127,000 |
| Risk-weighted assets | 35,017,000 | 37,808,000 | 41,236,000 | 39,278,000 |