Call reports 2014
FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE — 2014
What FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,541,000 | 73,837,000 | 71,440,000 | 71,429,000 |
| Total loans | 35,695,000 | 36,598,000 | 35,324,000 | 36,562,000 |
| Allowance for loan losses | 404,000 | 462,000 | 406,000 | 449,000 |
| Securities available for sale | 27,385,000 | 29,432,000 | 29,936,000 | 28,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,331,000 | 64,700,000 | 62,275,000 | 62,111,000 |
| Interest-bearing deposits | 51,036,000 | 54,572,000 | 53,739,000 | 54,072,000 |
| Noninterest-bearing deposits | 9,295,000 | 10,128,000 | 8,536,000 | 8,039,000 |
| Equity capital | 6,605,000 | 6,756,000 | 6,713,000 | 6,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 708,000 | 1,411,000 | 2,113,000 | 2,815,000 |
| Interest expense | 79,000 | 161,000 | 236,000 | 322,000 |
| Net interest income | 629,000 | 1,250,000 | 1,877,000 | 2,493,000 |
| Noninterest income | 69,000 | 138,000 | 217,000 | 299,000 |
| Noninterest expense | 628,000 | 1,257,000 | 1,932,000 | 2,554,000 |
| Provision for loan losses | 13,000 | 70,000 | 198,000 | 308,000 |
| Pretax income | 70,000 | 135,000 | 190,000 | 250,000 |
| Income tax | -4,000 | -13,000 | -12,000 | -16,000 |
| Net income | 74,000 | 148,000 | 202,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,553,000 | 6,559,000 | 6,613,000 | 6,645,000 |
| Total capital | 6,977,000 | 7,041,000 | 7,039,000 | 7,114,000 |
| Risk-weighted assets | 57,102,000 | 57,889,000 | 55,236,000 | 55,245,000 |