Call reports 2013
FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE — 2013
What FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 69,423,000 | 68,647,000 | 68,004,000 | 67,777,000 |
| Total loans | 38,330,000 | 38,212,000 | 37,677,000 | 36,249,000 |
| Allowance for loan losses | 489,000 | 541,000 | 543,000 | 456,000 |
| Securities available for sale | 24,849,000 | 24,064,000 | 23,972,000 | 24,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,945,000 | 59,068,000 | 58,560,000 | 58,687,000 |
| Interest-bearing deposits | 51,205,000 | 50,866,000 | 50,884,000 | 50,675,000 |
| Noninterest-bearing deposits | 8,740,000 | 8,202,000 | 7,676,000 | 8,012,000 |
| Equity capital | 6,871,000 | 6,373,000 | 6,579,000 | 6,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,493,000 | 2,235,000 | 2,963,000 |
| Interest expense | 90,000 | 173,000 | 255,000 | 339,000 |
| Net interest income | 654,000 | 1,320,000 | 1,980,000 | 2,624,000 |
| Noninterest income | 85,000 | 174,000 | 247,000 | 323,000 |
| Noninterest expense | 620,000 | 1,198,000 | 1,821,000 | 2,433,000 |
| Provision for loan losses | 8,000 | 142,000 | 150,000 | 160,000 |
| Pretax income | 111,000 | 201,000 | 303,000 | 401,000 |
| Income tax | -3,000 | -6,000 | -9,000 | -13,000 |
| Net income | 114,000 | 207,000 | 312,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,323,000 | 6,384,000 | 6,489,000 | 6,479,000 |
| Total capital | 6,827,000 | 6,943,000 | 7,052,000 | 6,955,000 |
| Risk-weighted assets | 55,173,000 | 56,477,000 | 55,676,000 | 54,067,000 |