Call reports 2010
FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE — 2010
What FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,632,000 | 65,382,000 | 63,708,000 | 63,634,000 |
| Total loans | 35,946,000 | 37,237,000 | 37,080,000 | 36,518,000 |
| Allowance for loan losses | 447,000 | 455,000 | 504,000 | 512,000 |
| Securities available for sale | 23,389,000 | 22,437,000 | 21,714,000 | 21,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,967,000 | 55,978,000 | 54,549,000 | 55,095,000 |
| Interest-bearing deposits | 48,846,000 | 47,763,000 | 47,074,000 | 47,830,000 |
| Noninterest-bearing deposits | 7,121,000 | 8,215,000 | 7,475,000 | 7,265,000 |
| Equity capital | 6,668,000 | 6,844,000 | 7,118,000 | 6,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,582,000 | 2,418,000 | 3,200,000 |
| Interest expense | 183,000 | 343,000 | 491,000 | 626,000 |
| Net interest income | 617,000 | 1,239,000 | 1,927,000 | 2,574,000 |
| Noninterest income | 63,000 | 151,000 | 201,000 | 309,000 |
| Noninterest expense | 548,000 | 1,130,000 | 1,755,000 | 2,392,000 |
| Provision for loan losses | 8,000 | 15,000 | 63,000 | 70,000 |
| Pretax income | 157,000 | 278,000 | 346,000 | 457,000 |
| Income tax | 15,000 | 16,000 | -58,000 | -94,000 |
| Net income | 142,000 | 262,000 | 404,000 | 551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,524,000 | 6,592,000 | 6,734,000 | 6,786,000 |
| Total capital | 6,981,000 | 7,059,000 | 7,250,000 | 7,310,000 |
| Risk-weighted assets | 51,283,000 | 52,230,000 | 52,338,000 | 50,106,000 |