Call reports 2003
FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE — 2003
What FIRST BANK AND TRUST COMPANY OF MURPHYSBORO, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 51,944,000 | 54,338,000 | 54,505,000 | 52,242,000 |
| Total loans | 22,653,000 | 23,339,000 | 23,675,000 | 24,168,000 |
| Allowance for loan losses | 396,000 | 384,000 | 390,000 | 437,000 |
| Securities available for sale | 23,974,000 | 24,944,000 | 24,309,000 | 24,650,000 |
| Securities held to maturity | 1,123,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,899,000 | 47,920,000 | 48,441,000 | 46,814,000 |
| Interest-bearing deposits | 39,088,000 | 38,800,000 | 40,337,000 | 39,978,000 |
| Noninterest-bearing deposits | 6,811,000 | 9,120,000 | 8,104,000 | 6,836,000 |
| Equity capital | 5,792,000 | 6,013,000 | 5,829,000 | 5,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,263,000 | 1,917,000 | 2,549,000 |
| Interest expense | 206,000 | 379,000 | 531,000 | 679,000 |
| Net interest income | 422,000 | 884,000 | 1,386,000 | 1,870,000 |
| Noninterest income | 49,000 | 97,000 | 141,000 | 170,000 |
| Noninterest expense | 441,000 | 882,000 | 1,314,000 | 1,711,000 |
| Provision for loan losses | 7,000 | 18,000 | 28,000 | 6,000 |
| Pretax income | 64,000 | 161,000 | 302,000 | 510,000 |
| Income tax | 10,000 | 26,000 | 50,000 | 88,000 |
| Net income | 54,000 | 135,000 | 252,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,429,000 | 5,470,000 | 5,588,000 | 5,072,000 |
| Total capital | 5,825,000 | 5,854,000 | 5,978,000 | 5,495,000 |
| Risk-weighted assets | 31,916,000 | 34,284,000 | 34,802,000 | 33,826,000 |
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