Call reports 2026
WAYNE BANK AND TRUST CO. — 2026
What WAYNE BANK AND TRUST CO. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 258,826,000 | 255,289,000 |
| Total loans | 204,811,000 | 203,891,000 |
| Allowance for loan losses | 2,287,000 | 2,356,000 |
| Securities available for sale | 35,312,000 | 34,841,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 235,137,000 | 224,595,000 |
| Interest-bearing deposits | 192,134,000 | 188,039,000 |
| Noninterest-bearing deposits | 43,003,000 | 36,556,000 |
| Equity capital | 19,992,000 | 19,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,450,000 | 6,993,000 |
| Interest expense | 1,079,000 | 2,135,000 |
| Net interest income | 2,371,000 | 4,858,000 |
| Noninterest income | 294,000 | 628,000 |
| Noninterest expense | 1,850,000 | 3,943,000 |
| Provision for loan losses | 75,000 | 150,000 |
| Pretax income | 740,000 | 1,393,000 |
| Income tax | 0 | 0 |
| Net income | 740,000 | 1,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,349,000 | 24,369,000 |