Call reports 2017
WAYNE BANK AND TRUST CO. — 2017
What WAYNE BANK AND TRUST CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 140,625,000 | 142,581,000 | 141,568,000 | 145,404,000 |
| Total loans | 94,670,000 | 98,677,000 | 100,168,000 | 102,734,000 |
| Allowance for loan losses | 1,924,000 | 1,916,000 | 1,921,000 | 1,910,000 |
| Securities available for sale | 37,857,000 | 36,156,000 | 35,381,000 | 33,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,345,000 | 120,807,000 | 119,025,000 | 121,248,000 |
| Interest-bearing deposits | 106,134,000 | 105,432,000 | 103,725,000 | 105,684,000 |
| Noninterest-bearing deposits | 13,211,000 | 15,375,000 | 15,301,000 | 15,564,000 |
| Equity capital | 17,712,000 | 18,215,000 | 18,336,000 | 17,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,392,000 | 2,813,000 | 4,297,000 | 5,800,000 |
| Interest expense | 85,000 | 176,000 | 270,000 | 380,000 |
| Net interest income | 1,307,000 | 2,637,000 | 4,027,000 | 5,420,000 |
| Noninterest income | 183,000 | 415,000 | 712,000 | 963,000 |
| Noninterest expense | 1,494,000 | 2,915,000 | 4,240,000 | 5,811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -4,000 | 162,000 | 524,000 | 598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,000 | 162,000 | 524,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,982,000 | 18,148,000 | 18,272,000 | 18,229,000 |
| Total capital | 19,214,000 | 19,425,000 | 19,577,000 | 19,564,000 |
| Risk-weighted assets | 97,920,000 | 101,522,000 | 103,760,000 | 106,242,000 |