Call reports 2026
SOUTHERN ILLINOIS BANK — 2026
What SOUTHERN ILLINOIS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 138,319,000 | 136,492,000 |
| Total loans | 73,740,000 | 73,532,000 |
| Allowance for loan losses | 959,000 | 983,000 |
| Securities available for sale | 35,172,000 | 36,218,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 116,296,000 | 114,130,000 |
| Interest-bearing deposits | 82,972,000 | 80,718,000 |
| Noninterest-bearing deposits | 33,324,000 | 33,412,000 |
| Equity capital | 21,404,000 | 21,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,548,000 | 3,124,000 |
| Interest expense | 366,000 | 720,000 |
| Net interest income | 1,182,000 | 2,404,000 |
| Noninterest income | 195,000 | 399,000 |
| Noninterest expense | 953,000 | 1,789,000 |
| Provision for loan losses | 24,000 | 48,000 |
| Pretax income | 400,000 | 966,000 |
| Income tax | 0 | 186,000 |
| Net income | 400,000 | 780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 24,538,000 | 24,516,000 |