Call report 2025Q4
SOUTHERN ILLINOIS BANK — 2025Q4
The 22 measures SOUTHERN ILLINOIS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 137,861,000 | USD | evidence → |
| Total loans | 81,424,000 | USD | evidence → |
| Allowance for loan losses | 935,000 | USD | evidence → |
| Securities available for sale | 36,352,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,878,000 | USD | evidence → |
| Interest-bearing deposits | 82,794,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,084,000 | USD | evidence → |
| Equity capital | 21,409,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,335,000 | USD | evidence → |
| Interest expense | 2,292,000 | USD | evidence → |
| Net interest income | 5,043,000 | USD | evidence → |
| Noninterest income | 820,000 | USD | evidence → |
| Noninterest expense | 3,849,000 | USD | evidence → |
| Provision for loan losses | 92,000 | USD | evidence → |
| Pretax income | 1,922,000 | USD | evidence → |
| Income tax | 319,000 | USD | evidence → |
| Net income | 1,603,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,139,000 | USD | evidence → |