Call reports 2009
SOUTHERN ILLINOIS BANK — 2009
What SOUTHERN ILLINOIS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 62,687,000 | 64,398,000 | 65,528,000 | 64,951,000 |
| Total loans | 33,112,000 | 33,325,000 | 34,342,000 | 35,343,000 |
| Allowance for loan losses | 234,000 | 222,000 | 291,000 | 336,000 |
| Securities available for sale | 23,494,000 | 24,404,000 | 24,769,000 | 23,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,211,000 | 57,855,000 | 59,509,000 | 57,780,000 |
| Interest-bearing deposits | 46,384,000 | 46,588,000 | 48,993,000 | 46,805,000 |
| Noninterest-bearing deposits | 9,827,000 | 11,267,000 | 10,516,000 | 10,975,000 |
| Equity capital | 5,073,000 | 5,101,000 | 5,454,000 | 5,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,575,000 | 2,374,000 | 3,191,000 |
| Interest expense | 254,000 | 473,000 | 687,000 | 893,000 |
| Net interest income | 527,000 | 1,102,000 | 1,687,000 | 2,298,000 |
| Noninterest income | 71,000 | 75,000 | 159,000 | -71,000 |
| Noninterest expense | 486,000 | 995,000 | 1,448,000 | 1,938,000 |
| Provision for loan losses | 7,000 | 16,000 | 103,000 | 148,000 |
| Pretax income | 105,000 | 191,000 | 405,000 | 295,000 |
| Income tax | 16,000 | 39,000 | 93,000 | 22,000 |
| Net income | 89,000 | 152,000 | 312,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,877,000 | 4,941,000 | 5,101,000 | 5,062,000 |
| Total capital | 5,111,000 | 5,163,000 | 5,392,000 | 5,398,000 |
| Risk-weighted assets | 39,398,000 | 39,693,000 | 39,765,000 | 40,721,000 |
Machine access — free, no API key
Every figure shown here about SOUTHERN ILLINOIS BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.