Call reports 2005
SOUTHERN ILLINOIS BANK — 2005
What SOUTHERN ILLINOIS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,427,000 | 44,295,000 | 42,920,000 | 42,322,000 |
| Total loans | 23,808,000 | 24,510,000 | 24,990,000 | 24,867,000 |
| Allowance for loan losses | 161,000 | 173,000 | 178,000 | 191,000 |
| Securities available for sale | 14,642,000 | 15,133,000 | 13,981,000 | 13,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,005,000 | 38,643,000 | 37,234,000 | 36,740,000 |
| Interest-bearing deposits | 30,935,000 | 32,240,000 | 30,848,000 | 29,987,000 |
| Noninterest-bearing deposits | 6,070,000 | 6,403,000 | 6,386,000 | 6,753,000 |
| Equity capital | 3,425,000 | 3,576,000 | 3,609,000 | 3,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,059,000 | 1,607,000 | 2,176,000 |
| Interest expense | 175,000 | 374,000 | 581,000 | 789,000 |
| Net interest income | 343,000 | 685,000 | 1,026,000 | 1,387,000 |
| Noninterest income | 55,000 | 122,000 | 185,000 | 246,000 |
| Noninterest expense | 280,000 | 569,000 | 880,000 | 1,182,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 104,000 | 211,000 | 289,000 | 377,000 |
| Income tax | 26,000 | 52,000 | 66,000 | 81,000 |
| Net income | 78,000 | 159,000 | 223,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,604,000 | 3,670,000 | 3,735,000 | 3,807,000 |
| Total capital | 3,765,000 | 3,843,000 | 3,913,000 | 3,998,000 |
| Risk-weighted assets | 26,269,000 | 27,313,000 | 27,184,000 | 26,318,000 |
Machine access — free, no API key
Every figure shown here about SOUTHERN ILLINOIS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.