Call reports 2025
MCINTOSH COUNTY BANK — 2025
What MCINTOSH COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 112,791,000 | 112,894,000 | 117,395,000 | 113,632,000 |
| Total loans | 65,306,000 | 65,999,000 | 70,383,000 | 67,661,000 |
| Allowance for loan losses | 1,699,000 | 1,747,000 | 1,749,000 | 1,581,000 |
| Securities available for sale | 37,619,000 | 36,936,000 | 37,355,000 | 37,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,723,000 | 98,322,000 | 99,806,000 | 98,923,000 |
| Interest-bearing deposits | 76,878,000 | 78,418,000 | 80,622,000 | 79,878,000 |
| Noninterest-bearing deposits | 20,845,000 | 19,904,000 | 19,184,000 | 19,045,000 |
| Equity capital | 9,938,000 | 10,415,000 | 11,832,000 | 10,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,910,000 | 4,419,000 | 5,889,000 |
| Interest expense | 417,000 | 848,000 | 1,306,000 | 1,793,000 |
| Net interest income | 1,028,000 | 2,062,000 | 3,113,000 | 4,096,000 |
| Noninterest income | 81,000 | 143,000 | 222,000 | 331,000 |
| Noninterest expense | 625,000 | 1,218,000 | 1,831,000 | 2,528,000 |
| Provision for loan losses | 0 | 0 | 0 | -148,000 |
| Pretax income | 484,000 | 987,000 | 1,492,000 | 1,887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 484,000 | 987,000 | 1,492,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,964,000 | 13,466,000 | 13,971,000 | 12,567,000 |
| Total capital | 14,074,000 | 14,552,000 | — | 13,633,000 |
| Risk-weighted assets | 88,233,000 | 86,228,000 | — | 84,653,000 |