Call reports 2024
MCINTOSH COUNTY BANK — 2024
What MCINTOSH COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 119,201,000 | 119,855,000 | 113,765,000 | 110,727,000 |
| Total loans | 66,461,000 | 63,880,000 | 65,810,000 | 67,031,000 |
| Allowance for loan losses | 1,615,000 | 1,654,000 | 1,654,000 | 1,647,000 |
| Securities available for sale | 39,310,000 | 38,467,000 | 40,285,000 | 35,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,739,000 | 99,939,000 | 94,128,000 | 91,646,000 |
| Interest-bearing deposits | 77,669,000 | 79,373,000 | 73,374,000 | 73,374,000 |
| Noninterest-bearing deposits | 21,070,000 | 20,566,000 | 20,754,000 | 18,272,000 |
| Equity capital | 8,724,000 | 9,229,000 | 10,890,000 | 9,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,837,000 | 4,320,000 | 5,744,000 |
| Interest expense | 438,000 | 880,000 | 1,348,000 | 1,774,000 |
| Net interest income | 940,000 | 1,957,000 | 2,972,000 | 3,970,000 |
| Noninterest income | 67,000 | 133,000 | 209,000 | 282,000 |
| Noninterest expense | 569,000 | 1,144,000 | 1,712,000 | 2,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 438,000 | 946,000 | 1,469,000 | 1,779,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 438,000 | 946,000 | 1,469,000 | 1,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,388,000 | 12,896,000 | 13,419,000 | 12,479,000 |
| Total capital | 13,519,000 | 13,968,000 | 14,481,000 | 13,538,000 |
| Risk-weighted assets | 90,012,000 | 85,252,000 | 84,398,000 | 84,166,000 |