Call reports 2023
MCINTOSH COUNTY BANK — 2023
What MCINTOSH COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 114,449,000 | 110,382,000 | 111,741,000 | 116,292,000 |
| Total loans | 58,239,000 | 64,086,000 | 65,800,000 | 67,366,000 |
| Allowance for loan losses | 1,716,000 | 1,715,000 | 1,704,000 | 1,606,000 |
| Securities available for sale | 40,426,000 | 39,422,000 | 38,056,000 | 39,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,518,000 | 94,824,000 | 90,633,000 | 92,147,000 |
| Interest-bearing deposits | 75,340,000 | 74,528,000 | 71,240,000 | 74,224,000 |
| Noninterest-bearing deposits | 24,178,000 | 20,296,000 | 19,393,000 | 17,923,000 |
| Equity capital | 7,739,000 | 7,854,000 | 7,733,000 | 8,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,350,000 | 3,622,000 | 4,944,000 |
| Interest expense | 163,000 | 402,000 | 733,000 | 1,173,000 |
| Net interest income | 973,000 | 1,948,000 | 2,889,000 | 3,771,000 |
| Noninterest income | 61,000 | 110,000 | 207,000 | 296,000 |
| Noninterest expense | 541,000 | 1,085,000 | 1,632,000 | 2,231,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 493,000 | 973,000 | 1,464,000 | 1,836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 493,000 | 973,000 | 1,464,000 | 1,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,692,000 | 12,172,000 | 12,663,000 | 11,950,000 |
| Total capital | 12,752,000 | 13,236,000 | 13,726,000 | 13,036,000 |
| Risk-weighted assets | 84,195,000 | 84,498,000 | 84,417,000 | 86,414,000 |