Call reports 2021
MCINTOSH COUNTY BANK — 2021
What MCINTOSH COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 107,075,000 | 110,120,000 | 103,971,000 | 110,517,000 |
| Total loans | 51,522,000 | 53,545,000 | 54,432,000 | 56,380,000 |
| Allowance for loan losses | 1,723,000 | 1,723,000 | 1,716,000 | 1,712,000 |
| Securities available for sale | 31,014,000 | 37,086,000 | 36,556,000 | 35,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,987,000 | 91,736,000 | 85,085,000 | 91,946,000 |
| Interest-bearing deposits | 68,919,000 | 72,638,000 | 68,627,000 | 71,188,000 |
| Noninterest-bearing deposits | 19,068,000 | 19,098,000 | 16,458,000 | 20,758,000 |
| Equity capital | 10,737,000 | 11,252,000 | 11,838,000 | 10,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,843,000 | 2,807,000 | 3,750,000 |
| Interest expense | 119,000 | 229,000 | 332,000 | 433,000 |
| Net interest income | 715,000 | 1,614,000 | 2,475,000 | 3,317,000 |
| Noninterest income | 72,000 | 120,000 | 230,000 | 311,000 |
| Noninterest expense | 523,000 | 1,038,000 | 1,564,000 | 2,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 264,000 | 696,000 | 1,141,000 | 1,426,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 264,000 | 696,000 | 1,141,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,599,000 | 11,030,000 | 11,475,000 | 10,710,000 |
| Total capital | 11,489,000 | 11,925,000 | 12,359,000 | 11,676,000 |
| Risk-weighted assets | 70,427,000 | 70,833,000 | 69,928,000 | 76,611,000 |