Call reports 2020
MCINTOSH COUNTY BANK — 2020
What MCINTOSH COUNTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 86,268,000 | 98,048,000 | 97,104,000 | 100,936,000 |
| Total loans | 58,787,000 | 63,344,000 | 58,030,000 | 52,870,000 |
| Allowance for loan losses | 1,726,000 | 1,661,000 | 1,721,000 | 1,722,000 |
| Securities available for sale | 19,857,000 | 24,143,000 | 24,604,000 | 29,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,749,000 | 78,897,000 | 77,724,000 | 81,643,000 |
| Interest-bearing deposits | 58,293,000 | 63,794,000 | 61,967,000 | 63,719,000 |
| Noninterest-bearing deposits | 13,456,000 | 15,103,000 | 15,757,000 | 17,924,000 |
| Equity capital | 10,348,000 | 11,336,000 | 11,686,000 | 10,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,960,000 | 2,933,000 | 3,797,000 |
| Interest expense | 170,000 | 336,000 | 487,000 | 619,000 |
| Net interest income | 795,000 | 1,624,000 | 2,446,000 | 3,178,000 |
| Noninterest income | 77,000 | 125,000 | 235,000 | 316,000 |
| Noninterest expense | 508,000 | 1,019,000 | 1,531,000 | 2,179,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 304,000 | 610,000 | 970,000 | 1,135,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 610,000 | 970,000 | 1,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,553,000 | 10,859,000 | 11,219,000 | 10,334,000 |
| Total capital | 11,478,000 | 11,838,000 | 12,134,000 | 11,202,000 |
| Risk-weighted assets | 73,249,000 | 77,679,000 | 72,451,000 | 68,630,000 |