Call reports 2019
MCINTOSH COUNTY BANK — 2019
What MCINTOSH COUNTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 87,185,000 | 88,175,000 | 86,567,000 | 84,978,000 |
| Total loans | 58,834,000 | 63,253,000 | 63,349,000 | 58,149,000 |
| Allowance for loan losses | 1,826,000 | 1,551,000 | 1,579,000 | 1,662,000 |
| Securities available for sale | 14,057,000 | 13,628,000 | 12,986,000 | 18,360,000 |
| Securities held to maturity | 6,820,000 | 6,308,000 | 6,249,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,179,000 | 72,285,000 | 69,953,000 | 70,409,000 |
| Interest-bearing deposits | 59,777,000 | 59,332,000 | 56,290,000 | 56,415,000 |
| Noninterest-bearing deposits | 12,402,000 | 12,953,000 | 13,663,000 | 13,994,000 |
| Equity capital | 10,355,000 | 10,849,000 | 11,260,000 | 10,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,088,000 | 3,150,000 | 4,164,000 |
| Interest expense | 158,000 | 330,000 | 520,000 | 693,000 |
| Net interest income | 917,000 | 1,758,000 | 2,630,000 | 3,471,000 |
| Noninterest income | 76,000 | 134,000 | 240,000 | 322,000 |
| Noninterest expense | 460,000 | 989,000 | 1,487,000 | 2,093,000 |
| Provision for loan losses | 0 | 90,000 | 180,000 | 270,000 |
| Pretax income | 533,000 | 813,000 | 1,203,000 | 1,430,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 533,000 | 813,000 | 1,203,000 | 1,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,651,000 | 10,932,000 | 11,322,000 | 10,248,000 |
| Total capital | 11,557,000 | 11,871,000 | 12,206,000 | 11,138,000 |
| Risk-weighted assets | 71,564,000 | 74,538,000 | 70,062,000 | 70,428,000 |