Call reports 2018
MCINTOSH COUNTY BANK — 2018
What MCINTOSH COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 90,028,000 | 91,255,000 | 87,533,000 | 86,228,000 |
| Total loans | 58,246,000 | 63,939,000 | 59,953,000 | 60,593,000 |
| Allowance for loan losses | 1,798,000 | 1,800,000 | 1,796,000 | 1,775,000 |
| Securities available for sale | 17,108,000 | 16,374,000 | 14,270,000 | 13,960,000 |
| Securities held to maturity | 7,030,000 | 6,879,000 | 6,812,000 | 6,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,620,000 | 74,458,000 | 70,479,000 | 71,836,000 |
| Interest-bearing deposits | 62,785,000 | 60,484,000 | 56,918,000 | 56,807,000 |
| Noninterest-bearing deposits | 12,835,000 | 13,974,000 | 13,561,000 | 15,029,000 |
| Equity capital | 9,735,000 | 10,101,000 | 10,423,000 | 9,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 986,000 | 1,987,000 | 2,945,000 | 3,913,000 |
| Interest expense | 138,000 | 274,000 | 435,000 | 588,000 |
| Net interest income | 848,000 | 1,713,000 | 2,510,000 | 3,325,000 |
| Noninterest income | 67,000 | 131,000 | 236,000 | 333,000 |
| Noninterest expense | 478,000 | 938,000 | 1,400,000 | 1,971,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 437,000 | 906,000 | 1,326,000 | 1,667,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 437,000 | 906,000 | 1,326,000 | 1,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,188,000 | 10,657,000 | 11,076,000 | 10,119,000 |
| Total capital | 11,116,000 | 11,566,000 | 11,927,000 | 11,018,000 |
| Risk-weighted assets | 73,353,000 | 71,863,000 | 67,098,000 | 71,010,000 |