Call reports 2017
MCINTOSH COUNTY BANK — 2017
What MCINTOSH COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 95,433,000 | 93,300,000 | 91,369,000 | 90,590,000 |
| Total loans | 56,879,000 | 61,046,000 | 61,177,000 | 59,422,000 |
| Allowance for loan losses | 1,713,000 | 1,654,000 | 1,776,000 | 1,775,000 |
| Securities available for sale | 16,969,000 | 16,562,000 | 16,269,000 | 16,523,000 |
| Securities held to maturity | 6,781,000 | 6,799,000 | 7,066,000 | 6,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,187,000 | 76,586,000 | 72,808,000 | 73,380,000 |
| Interest-bearing deposits | 62,422,000 | 62,838,000 | 58,039,000 | 59,657,000 |
| Noninterest-bearing deposits | 15,765,000 | 13,748,000 | 14,769,000 | 13,723,000 |
| Equity capital | 9,643,000 | 10,081,000 | 10,375,000 | 9,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,842,000 | 2,818,000 | 3,779,000 |
| Interest expense | 141,000 | 291,000 | 444,000 | 595,000 |
| Net interest income | 761,000 | 1,551,000 | 2,374,000 | 3,184,000 |
| Noninterest income | 91,000 | 172,000 | 304,000 | 426,000 |
| Noninterest expense | 485,000 | 1,004,000 | 1,488,000 | 2,075,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 360,000 |
| Pretax income | 257,000 | 489,000 | 840,000 | 1,185,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 257,000 | 489,000 | 840,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,823,000 | 10,055,000 | 10,406,000 | 9,751,000 |
| Total capital | 10,719,000 | 10,990,000 | 11,324,000 | 10,640,000 |
| Risk-weighted assets | 70,860,000 | 74,141,000 | 72,557,000 | 70,278,000 |