Call reports 2008
MCINTOSH COUNTY BANK — 2008
What MCINTOSH COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 66,733,000 | 67,083,000 | 67,826,000 | 71,855,000 |
| Total loans | 39,648,000 | 43,554,000 | 41,734,000 | 41,731,000 |
| Allowance for loan losses | 986,000 | 1,053,000 | 1,057,000 | 974,000 |
| Securities available for sale | 11,617,000 | 12,008,000 | 14,055,000 | 14,525,000 |
| Securities held to maturity | 4,560,000 | 4,169,000 | 4,169,000 | 5,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,071,000 | 53,488,000 | 53,547,000 | 57,136,000 |
| Interest-bearing deposits | 49,912,000 | 48,129,000 | 48,060,000 | 48,182,000 |
| Noninterest-bearing deposits | 6,159,000 | 5,359,000 | 5,487,000 | 8,954,000 |
| Equity capital | 6,801,000 | 6,747,000 | 7,362,000 | 6,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 1,950,000 | 2,957,000 | 3,937,000 |
| Interest expense | 426,000 | 820,000 | 1,217,000 | 1,590,000 |
| Net interest income | 572,000 | 1,130,000 | 1,740,000 | 2,347,000 |
| Noninterest income | 80,000 | 156,000 | 356,000 | 494,000 |
| Noninterest expense | 359,000 | 732,000 | 1,091,000 | 1,547,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 273,000 | 534,000 | 985,000 | 1,255,000 |
| Income tax | 34,000 | 38,000 | 84,000 | 70,000 |
| Net income | 239,000 | 496,000 | 901,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,640,000 | 6,898,000 | 7,304,000 | 6,689,000 |
| Total capital | 7,248,000 | 7,545,000 | 7,941,000 | 7,332,000 |
| Risk-weighted assets | 48,334,000 | 51,395,000 | 50,551,000 | 51,105,000 |
Machine access — free, no API key
Every figure shown here about MCINTOSH COUNTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.