Call reports 2022
ARLO BANK — 2022
What ARLO BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 53,255,000 | 53,311,000 | 59,768,000 | 56,317,000 |
| Total loans | 42,810,000 | 41,987,000 | 43,273,000 | 45,117,000 |
| Allowance for loan losses | 416,000 | 416,000 | 418,000 | 418,000 |
| Securities available for sale | 3,131,000 | 5,733,000 | 6,706,000 | 6,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,887,000 | 43,032,000 | 47,410,000 | 42,715,000 |
| Interest-bearing deposits | 38,772,000 | 40,782,000 | 44,917,000 | 40,389,000 |
| Noninterest-bearing deposits | 4,115,000 | 2,250,000 | 2,493,000 | 2,326,000 |
| Equity capital | 10,236,000 | 10,150,000 | 9,960,000 | 9,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 504,000 | 1,031,000 | 1,599,000 | 2,252,000 |
| Interest expense | 102,000 | 204,000 | 355,000 | 605,000 |
| Net interest income | 402,000 | 827,000 | 1,244,000 | 1,647,000 |
| Noninterest income | 15,000 | 28,000 | 43,000 | 63,000 |
| Noninterest expense | 368,000 | 728,000 | 1,111,000 | 1,495,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 3,000 |
| Pretax income | 49,000 | 127,000 | 173,000 | 212,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 7,000 |
| Net income | 47,000 | 123,000 | 167,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,353,000 | 10,426,000 | 10,470,000 | 10,510,000 |