Call reports 2020
ARLO BANK — 2020
What ARLO BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 37,165,000 | 39,996,000 | 49,579,000 | 51,353,000 |
| Total loans | 30,839,000 | 32,696,000 | 31,526,000 | 37,866,000 |
| Allowance for loan losses | 411,000 | 402,000 | 402,000 | 407,000 |
| Securities available for sale | 1,884,000 | 2,049,000 | 2,230,000 | 1,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,648,000 | 34,446,000 | 44,015,000 | 40,694,000 |
| Interest-bearing deposits | 30,848,000 | 33,281,000 | 36,581,000 | 39,506,000 |
| Noninterest-bearing deposits | 800,000 | 1,165,000 | 7,434,000 | 1,188,000 |
| Equity capital | 5,045,000 | 5,057,000 | 5,040,000 | 10,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 881,000 | 1,320,000 | 1,795,000 |
| Interest expense | 124,000 | 250,000 | 391,000 | 520,000 |
| Net interest income | 322,000 | 631,000 | 929,000 | 1,275,000 |
| Noninterest income | 8,000 | 13,000 | 27,000 | 36,000 |
| Noninterest expense | 311,000 | 610,000 | 917,000 | 1,251,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 19,000 | 34,000 | 39,000 | 56,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 34,000 | 39,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,004,000 | 5,023,000 | 5,025,000 | 10,116,000 |
| Total capital | 5,292,000 | 5,329,000 | 5,331,000 | 10,454,000 |
| Risk-weighted assets | 22,956,000 | 24,390,000 | 24,391,000 | 26,975,000 |