Call reports 2019
ARLO BANK — 2019
What ARLO BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 36,466,000 | 36,483,000 | 36,829,000 | 37,653,000 |
| Total loans | 24,494,000 | 25,543,000 | 28,665,000 | 29,112,000 |
| Allowance for loan losses | 447,000 | 412,000 | 411,000 | 411,000 |
| Securities available for sale | 5,532,000 | 2,899,000 | 2,503,000 | 2,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,404,000 | 31,427,000 | 31,384,000 | 32,164,000 |
| Interest-bearing deposits | 30,610,000 | 30,415,000 | 30,291,000 | 30,622,000 |
| Noninterest-bearing deposits | 794,000 | 1,012,000 | 1,093,000 | 1,542,000 |
| Equity capital | 4,986,000 | 4,959,000 | 4,958,000 | 4,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 795,000 | 1,278,000 | 1,717,000 |
| Interest expense | 124,000 | 249,000 | 379,000 | 505,000 |
| Net interest income | 273,000 | 546,000 | 899,000 | 1,212,000 |
| Noninterest income | 5,000 | 29,000 | 28,000 | 34,000 |
| Noninterest expense | 349,000 | 718,000 | 1,040,000 | 1,327,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -71,000 | -150,000 | -120,000 | -88,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -71,000 | -150,000 | -120,000 | -88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,001,000 | 4,921,000 | 4,951,000 | 4,985,000 |
| Total capital | 5,264,000 | 5,178,000 | 5,224,000 | 5,256,000 |
| Risk-weighted assets | 20,871,000 | 20,467,000 | 21,729,000 | 21,604,000 |