Call reports 2018
ARLO BANK — 2018
What ARLO BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 44,403,000 | 41,342,000 | 40,856,000 | 37,580,000 |
| Total loans | 38,870,000 | 33,223,000 | 31,949,000 | 31,287,000 |
| Allowance for loan losses | 410,000 | 410,000 | 410,000 | 447,000 |
| Securities available for sale | 981,000 | 2,734,000 | 2,639,000 | 2,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,160,000 | 36,116,000 | 35,695,000 | 32,519,000 |
| Interest-bearing deposits | 38,593,000 | 35,452,000 | 34,836,000 | 31,855,000 |
| Noninterest-bearing deposits | 567,000 | 664,000 | 859,000 | 664,000 |
| Equity capital | 5,210,000 | 5,181,000 | 5,098,000 | 5,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 937,000 | 1,374,000 | 1,805,000 |
| Interest expense | 123,000 | 251,000 | 378,000 | 504,000 |
| Net interest income | 336,000 | 686,000 | 996,000 | 1,301,000 |
| Noninterest income | 4,000 | 9,000 | 16,000 | 23,000 |
| Noninterest expense | 418,000 | 792,000 | 1,181,000 | 1,534,000 |
| Provision for loan losses | 0 | 0 | 0 | 37,000 |
| Pretax income | -78,000 | -97,000 | -169,000 | -247,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -78,000 | -97,000 | -169,000 | -247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,200,000 | 5,172,000 | 5,148,000 | 5,072,000 |
| Total capital | 5,559,000 | 5,482,000 | 5,446,000 | 5,362,000 |
| Risk-weighted assets | 28,729,000 | 24,737,000 | 23,731,000 | 23,116,000 |